Finance Options
My Ride New Zealand now offers multiple third-party finance options for online customers.
| + | Afterpay | Zip | Qcard |
|---|---|---|---|
| Account limit | $1,000 | $1,000 | Pre-approved credit limit |
| Interest free period | Always | Always | 6 - 36 months |
| Set up fee | Free | Free | $55 |
| Minimum payments | 25% per fortnight | 25% per fortnight | 3% of outstanding balance per month |
| Account fee | No fee | No fee | $50 annual fee |
Afterpay Buy now, pay later!
Afterpay offers shoppers a simple and affordable payment plan for online shoppers. Split your purchase into four equal interest-free fortnightly payments.
- A New Zealand debit or credit card
- To be over 18 years of age
- To be a resident of New Zealand
- Add your items to your bag and checkout as normal
- In checkout select Afterpay as your payment method
- Enter your details with Afterpay and you're done!
- Your payment schedule will be emailed to you
- The funds for the first payment will need to be available at the time of checkout. If you are a new Afterpay customer, the first payment will be made at the time of purchase, with payments over the next 6 weeks
- If you wish to return your items you can choose an exchange, or the payment plan can be canceled.
- For information on late fees and the full terms and conditions of the Afterpay service, visit the Afterpay website .
Own the way you pay with Zip!
Zip gives you the freedom to own it today. No fuss, no wait, no worries.
- To be over 18 years of age
- To be a New Zealand citizen or permanent resident
- Have a NZ credit or debit card
- Add your items to your bag and checkout as normal
- In checkout select Zip as your payment method
- Enter your details with Zip and you're done!
- Pay 25% up front and the rest over 3 interest free fortnightly payment
- For information on late fees and the full terms and conditions of the Zip Pay service, visit the website .
Q MASTERCARD / Q CARD
Do what you love to do with a Q Mastercard and you can get up to 36 months INTEREST FREE on purchases over $200*, if you pay the full amount off by the end of the interest free period. All you need is 5 minutes to complete the online application form.
VIEW Q MASTERCARD TERMS & CONDITIONS
Disclaimer: *All Finance deals are carried out between the customer and the finance providers. My Ride acts as a facilitator between the two parties and is not the finance provider.
Q Card - Terms and Conditions: *36 months interest free is available on Flexi Payment Plans and Flexi Payment Purchases. Minimum spend $200. Annual Account Fee of $50 applies. New Cardholder fee - $55 Establishment. Existing Cardholder fee - $35 Advance. Offer is ongoing until further notice. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate, currently 25.99% applies to any outstanding balance at end of interest free period. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. The 36 month interest fee only apply to purchases over $200.
| Q Card Special (in-store only) | 6 months payment holiday |
|---|---|
| Account limit | Pre-approved credit limit |
| Set up fee | Free |
| Minimum payments | 3% of the outstanding balance per month |
| Account fee | $50 annual fee |
PayPal
Pay securely online at My Ride with PayPal. Slect Paypal as your payment method at checkout.
Full PayPal terms and conditions here .